If your card has enough funds, including possible currency conversion fees of 3,50%, there is nothing that could prevent this payment from going through as far as Volet.com is concerned. Security settings of your merchant are an important factor here. Sometimes shops or other merchants only accept payments made with cards issued in the country of your residence. Also, even though your Asia-Pacific card has no 3D Secure feature, the card vendor has special agreements with Mastercard about using these cards with 3DS-enabled merchants. Still, on very rare occasions, some merchants can restrict your card because it has no 3DS.
Important: Please be advised that transactions with retailers in certain MCC groups are blocked by the issuing bank for fraud protection and anti-money laundering purposes. Therefore, as if a service belongs to one of these MCC groups, transactions are not authorized. Here is the list:
• Wires, Money Orders
• Financial Institutions
• Non-Financial Money Orders
• MoneySend Intercountry (for example, Wise)
• Moneysend funding
• Betting/gambling
• Miscellaneous Business Services
We recommend contacting the merchant directly if you feel the payment should have gone through, but it did not, and clarifying whether this service belongs to the blocked MCC group.